Prop Firm Specification Matrix

FTMO vs Funding Pips

Head-to-head empirical comparison between FTMO and Funding Pips. Evaluates verified challenge rules, tracked on-chain payouts, dated community observations, and live search demand.

Tier-1 Evaluation Benchmark

FTMO

Purkyňova 2121/3, 110 00 Prague 1, Czech Republic · Est. 2015

Data ProvenancePLATFORM REVIEW TESTED

Corporate: FTMO s.r.o.

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⚡ Low Fee & Raw Spread

Funding Pips

Dubai, UAE · Est. 2022

Data ProvenancePLATFORM REVIEW VERIFIED

Corporate: Funding Pips FZ-LLC

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Key Empirical Differences

Derived from verified facts

These actionable differences are extracted directly from published operational contracts, tracked on-chain volume, dated Trustpilot captures, and observed Google Ads demand:

Loss Structure

Both platforms apply a Static (Balance-Based) drawdown rule, protecting unrealized intraday equity peaks from trailing upward.

Challenge Cost ($100k Tier)$100k Tier

FTMO charges ~$585 vs Funding Pips ~$399 (Funding Pips is $186 lower for the $100k Tier).

Trustpilot Snapshot (Oct 3, 2026)

FTMO holds 4.8/5.0 (53,675 reviews) vs Funding Pips 4.5/5.0 (69,726 reviews).

Google Monthly Search Volume

FTMO registers ~50k searches/mo vs Funding Pips ~61k searches/mo in public search demand.

Zero-fabrication invariant: Platform-Review does not calculate an opaque composite trust score or crown an arbitrary winner.

Evaluation Scope & Program Alignment

Active Tier: $100k

FTMO Evaluation Program:

Funding Pips Evaluation Program:

Select Account Sizing Tier to Compare:

Lane 1 · Evaluation Program Rules & Loss Limits

Published terms

Rule Specification	FTMO	Funding Pips
Selected Program Model	FTMO Standard	2-Step Standard (Student & Practitioner)
Drawdown Loss Structure	Static (Balance-Based) Basis: Calculated as percentage of starting equity or balance at 00:00 CE(S)T server midnight.	Static (Balance-Based) Basis: STARTING_DAY_EQUITY_OR_BALANCE
Max Daily Loss Limit	$5,000 (5%)	5% Daily ($5,000)
Maximum Total Loss	$10,000 (10%)	10% Static ($10,000)
Profit Target (Phase 1 / Phase 2)	$10,000 (10%) / $5,000 (5%)	8% ($8,000) / 5% ($5,000)
Minimum Trading Days	0 days (No minimum limit)	0 days
News Trading & Weekend Holding	Restricted · Closed for Weekend	Restricted · Closed for Weekend
EA / Algorithmic Bots	Permitted	Permitted

Lane 2 · Challenge Pricing & Milestone Sizing

Scope: $100k Tier

Pricing Metric	FTMO	Funding Pips
Entry Fee ($100k Tier)	$585(€540)100% Refundable on first payout Source: ftmo.com/en· Observed 2026-09-25	$399(€369)100% Refundable on first payout Source: fundingpips.com· Observed 2026-09-25
Scaling Ceiling Roadmap	Up to $2,000,000 with milestone scaling	$2,000,000 maximum scaling ceiling (+20% capital every 4 months with 10% net gain)
Profit Split Percentage	80% - 90%	80% – 90%

Lane 3 · Payout Settlement & Tracked On-Chain Evidence

Payout Junction & Published SLAs

Settlement Metric	FTMO	Funding Pips
Payout Junction 30d FeedPublic crypto disbursements	No figure in this feed Outside Payout Junction top-five tracked volume feed (feed absence does not indicate a lack of payouts).	No figure in this feed Outside Payout Junction top-five tracked volume feed (feed absence does not indicate a lack of payouts).
Official Payout Processing SLA	Processed within 8 to 24 business hours following invoice approval	1–3 business days following withdrawal request approval
Documented Empirical Test Case	7 hours 42 minutes	Pending direct empirical test case
Payout Frequency & Cycle	Bi-weekly on-demand (custom date selector in MetriX portal)	Bi-weekly on Tuesdays (or 5-day cycle after scaling milestones)

Lane 4 · Community Evidence & Public Reputation

Snapshot: October 3, 2026

Reputation Metric	FTMO	Funding Pips
TrustScore & Total ReviewsObserved Oct 3, 2026 snapshot	4.8 / 5.0 (53,675 reviews) Trustpilot snapshot observed on October 3, 2026. Reflects third-party trader reviews, not certified audit of solvency. View profile on Trustpilot	4.5 / 5.0 (69,726 reviews) Trustpilot snapshot observed on October 3, 2026. Reflects third-party trader reviews, not certified audit of solvency. View profile on Trustpilot
Thematic Review Audit Sample	5 reviews in source audit	4 reviews in source audit

Lane 5 · Estimated Google Search Demand

Google Ads Keyword Planner

Demand Metric	FTMO	Funding Pips
Monthly Search VolumeDemand observation, not traffic	~50k searches/mo (United Kingdom (GB) [UK monthly searches] — Highest of 24 observed GEOs) Google Ads estimated monthly search demand for "FTMO". Public search intent observation, not audited website traffic.	~61k searches/mo (India (IN) [India monthly searches] — Highest of 94 observed GEOs) Google Ads estimated monthly search demand for "Funding Pips". Public search intent observation, not audited website traffic.
Primary Keyword & GEO Target	FTMO (Global)	Funding Pips (Global)

Lane 6 · Platforms & Operational Infrastructure

Technical execution

Infrastructure Spec	FTMO	Funding Pips
Supported Trading Platforms	MetaTrader 4, MetaTrader 5, cTrader, DXtrade	cTrader, Match-Trader, MetaTrader 5 (MT5)
Regulatory Status / Jurisdiction	Not applicable / Unregulated commercial entity	Not applicable / Unregulated commercial entity
Maximum Trading Leverage	1:100	1:100
Payment & Settlement Rails	Crypto, Credit Card, Bank Wire	Crypto, Credit Card, Bank Wire

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