Funding PipsEvaluation & Rule Specifications
Funding Pips is a Dubai-based proprietary trading firm established in 2022, renowned for delivering the lowest evaluation challenge fees in the industry alongside raw 0.0 spreads on cTrader and Match-Trader. Features static 10% drawdown on its 2-Step flagship model, zero minimum trading days, and bi-weekly Tuesday payouts.
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Key Institutional Facts
- Legal Entity
- Funding Pips FZ-LLC
- Headquarters
- Dubai, UAE
- Company Registration
- Meydan Free Zone / DED Commercial License
- Regulatory Classification
- Unregulated Evaluation Firm (Not a broker)
- Supported Platforms
- cTrader, Match-Trader, MetaTrader 5 (MT5)
- Liquidity Feed
- Institutional demo liquidity bridge with direct Level II pricing feeds
- Execution Model
- Simulated Demo with Real-Market Feeds
- Server Hubs
- London (LD4) & New York (NY4) & Dubai Hub
- Standard Profit Split
- 80% Trader / 20% Firm
- Scaling Plan Split
- Up to 90% Trader
- Payout Frequency
- Bi-weekly on Tuesdays (or 5-day cycle after scaling milestones)
- Processing SLA / Case
- 1–3 business days following withdrawal request approval SLA
- Challenge Fee Refund
- Refundable (Model-specific)
- Refund Trigger
- 100% of initial evaluation registration fee is reimbursed alongside the first successful funded account payout (Evaluation models only; not applicable to Zero Instant).
- Capital Scaling Pace
- +25% balance increase every 4 months
- Maximum Allocation
- Up to $2,000,000
Evaluation Programs & Pricing Structure
FTMO employs a mandatory 2-step evaluation course designed to verify trading consistency and risk control. Once passed, the full registration fee is refunded with the trader's first profit distribution.
FTMO Challenge
Demonstrate discipline and reach the profit target without breaching daily or maximum loss limits.
- Profit Target10%
- Max Daily Loss5% (Equity/Balance)
- Max Total Loss10% Static
- Min Trading Days4 Days
- Trading PeriodUnlimited
Verification Phase
Confirm your results from Step 1 were systematic and repeatable under identical risk limits.
- Profit Target5% (Halved)
- Max Daily Loss5% (Equity/Balance)
- Max Total Loss10% Static
- Min Trading Days4 Days
- Trading PeriodUnlimited
FTMO Trader
Trade simulated firm capital with up to 90% profit payouts and zero profit target constraints.
- Profit TargetNone
- Profit Split80% – 90%
- Fee Refund100% on 1st payout
- Payout CycleBi-weekly on-demand
- Min Trading DaysNone
Official Account Sizes & Evaluation Fees
Audited pricing tiers with maximum loss thresholds and refund conditions.
| Account Tier | Evaluation Fee | Daily Loss Limit | Max Total Loss | Profit Target | Refund Policy |
|---|---|---|---|---|---|
| $5,000 Standard (2-Step) | €30 (~$32) | 5% Daily ($250) | 10% Static ($500) | 8% ($400) | ✓ 100% Refundable |
| $10,000 Standard (2-Step) | €55 (~$60) | 5% Daily ($500) | 10% Static ($1,000) | 8% ($800) | ✓ 100% Refundable |
| $25,000 Standard (2-Step) | €128 (~$139) | 5% Daily ($1,250) | 10% Static ($2,500) | 8% ($2,000) | ✓ 100% Refundable |
| $50,000 Standard (2-Step) | €220 (~$239) | 5% Daily ($2,500) | 10% Static ($5,000) | 8% ($4,000) | ✓ 100% Refundable |
| $100,000 Standard (2-Step) | €369 (~$399) | 5% Daily ($5,000) | 10% Static ($10,000) | 8% ($8,000) | ✓ 100% Refundable |
| $10,000 1-Step Flex | €101 (~$110) | 3% Daily ($300) | 6% Trailing (Locks at Base) | 12% ($1,200) | ✓ 100% Refundable |
| $50,000 1-Step Flex | €332 (~$360) | 3% Daily ($1,500) | 6% Trailing (Locks at Base) | 12% ($6,000) | ✓ 100% Refundable |
| $100,000 1-Step Flex | €507 (~$550) | 3% Daily ($3,000) | 6% Trailing (Locks at Base) | 12% ($12,000) | ✓ 100% Refundable |
| $10,000 Zero (Instant) | €106 (~$115) | 3% Daily ($300) | 6% Trailing ($600) | Milestones (Scale to 2x) | Non-refundable instant access fee |
| $50,000 Zero (Instant) | €415 (~$450) | 3% Daily ($1,500) | 6% Trailing ($3,000) | Milestones (Scale to 2x) | Non-refundable instant access fee |
2-Step Standard (Student & Practitioner)
2_STEP_STANDARDThe flagship evaluation model with an 8% Phase 1 and 5% Phase 2 profit target, zero minimum trading days, and 10% static maximum loss floor.
1-Step Flex (Single Phase)
1_STEP_FLEXAccelerated single-stage evaluation with a 12% target, 3% daily loss limit, and 6% trailing high-water mark drawdown that locks at initial balance.
Zero (Instant Funding)
ZERO_INSTANTDirect instant funded account without evaluation stages. Features performance-based scaling milestones, 60%–90% split, and 6% trailing drawdown.
Drawdown Mechanics & Loss Limits
FTMO enforces two distinct loss thresholds: an overarching 10% Static Maximum Loss limit and a 5% Maximum Daily Loss limit that resets at Prague server midnight.
Maximum Loss: 10% Static Floor
Factual Provider RuleUnlike futures prop firms or aggressive intraday trailing firms, Funding Pips locks the maximum drawdown floor strictly to your starting balance. It never follows your high-water mark upward.
Daily Loss: 5% Midnight Reset
00:00 Server ResetThe Maximum Daily Loss rule is calculated at server midnight (00:00 CE(S)T) as: 5% of Starting Balance or Equity (whichever is higher).
If you hold an open trade floating at +$6,000 profit when server time hits 00:00 CE(S)T on a $100k account, your new starting equity is $106,000.
Funding Pips Drawdown & Buffer Calculator
Dynamically derived from entity contract (5% daily / 10% static)
Trading Rules & Permitted Strategies
Funding Pips maintains transparent rules regarding allowable styles. All parameters below have been cross-referenced against official Funding Pips documentation and public terms of service.
| Strategy / Action | Permitted? | Conditions & Exceptions | Source Citation |
|---|---|---|---|
| Overnight Holding | Allowed | Funding Pips Trading Rules | |
| Weekend Holding | Fully Permitted | Funding Pips Trading Rules | |
| News Trading | Permitted in Evaluation; Restricted ±5 min on Funded Master | Funding Pips News Trading Guidelines | |
| Automated Trading (EAs / cBots) | Allowed | Funding Pips FAQ § EAs | |
| Copy Trading | Own Accounts Only | Funding Pips Trading Rules | |
| Hedging | Allowed | Funding Pips Trading Rules | |
| Mandatory Stop-Loss | Program-Specific | Funding Pips Trading Rules | |
| Latency Arbitrage / High-Frequency Abuse | Prohibited | Exploiting delayed demo platform data feeds or tick-level synchronization discrepancies will result in immediate disqualification and account termination. | Funding Pips Terms of Use § 7 |
Payout Policy, Speed & Payment Rails
Funding Pips processes payouts on a bi-weekly on tuesdays (or 5-day cycle after scaling milestones) once the initial 14-day qualifying window has concluded.
Official SLA commitment is 1–3 business days following withdrawal request approval. Platform-Review has not conducted an empirical first-party payout test for Funding Pips to date; figures represent documented operator SLA and verified community records.
Baseline profit share starts at 80% and escalates up to 90% across the capital scaling roadmap. Minimum withdrawal threshold is $50.
100% of initial evaluation registration fee is reimbursed alongside the first successful funded account payout (Evaluation models only; not applicable to Zero Instant).
Supported Payout Channels
Traders globally utilize Rise Works or cryptocurrency (USDT TRC20/ERC20) for rapid settlement, while direct bank wire transfers are supported for domestic and international accounts.
Supported Platforms & Available Markets
Funding Pips connects simulated evaluation accounts to institutional market liquidity feeds aggregated from Tier-1 liquidity providers via London (LD4) & New York (NY4) & Dubai Hub data centers.
Country Restrictions & KYC Verification
Funding Pips operates internationally but strictly enforces international sanctions compliance and jurisdictional restrictions imposed by regional regulators.
Restricted (US-domiciled individuals cannot purchase challenges or complete KYC)
Government-issued Photo ID (Passport / National ID) and Proof of Address (<90 days) required prior to first withdrawal
Platform-Review Independent Audit & Risk Profile
Funding Pips 2-Step Standard uses a static 10% initial balance loss floor with zero trailing traps, making it one of the safest structural evaluation models available. However, traders opting for the 1-Step Flex or Zero models must navigate real-time trailing equity drawdown where open floating profits pull the loss threshold upward.
Official parameters verified against published contracts.
Context & Methodology Disclaimer: Platform-Review has not conducted an empirical first-party payout test for Funding Pips to date. Processing times and payment rails cited reflect official terms of service and confirmed regulatory filings. We do not convert provider processing SLAs into measured speed claims without physical testing.
Critical Rules to Watch
High-Risk Failure Conditions
- •Opening or closing trades within ±5 minutes of red-folder macroeconomic news events on funded Master accounts.
- •Holding large floating profits across 00:00 UTC+3 midnight rollover, which raises the next day's daily loss floor.
- •Allowing open floating drawdown on 1-Step Flex or Zero accounts to retrace 6% below highest recorded equity.
- •Attempting account access or KYC verification from prohibited jurisdictions (United States, UAE domestic, Vietnam).
- •Trading inactivity exceeding 30 calendar days without placing an order.
Common Rule Traps & Avoidance Protocol
Important Limitations & Hidden Failure Traps
Funding Pips provides disciplined evaluation parameters, but rigid rules enforce technical boundaries. These are the most common scenarios that cause traders to lose accounts.
5-Minute News Blackout on Master Accounts
While evaluation challenges allow unrestricted news trading, funded Master accounts prohibit opening or closing positions ±5 minutes around red-folder macroeconomic news events. Violations result in profit deductions.
Trailing High-Water Mark Floor on 1-Step Flex
Traders selecting the 1-Step Flex model must be aware that maximum loss trails intraday equity in real time. Floating profit pulls the floor up; price reversals can trigger a liquidation breach.
Midnight UTC+3 Equity Ratchet
Daily loss limit (5% or 3%) uses the higher of midnight balance or equity at 00:00 UTC+3. Entering rollover with open floating profits raises the next day loss base.
Geographic Onboarding Restrictions
Residents of the United States, Vietnam, and the UAE are strictly restricted from participating due to regulatory and local licensing policies.
Funding Pips vs Leading Alternatives
How Funding Pips measures up against its primary market alternatives across drawdown models, fee structures, and payout mechanics.
Funding Pips vs FTMO
Funding Pips offers significantly lower evaluation fees ($399 vs €540 for $100k) and zero minimum trading days, while FTMO offers 10-year Prague corporate track record and tested <8h payouts.
Funding Pips vs The5ers
Funding Pips excels with raw spreads on cTrader and 1:100 leverage, while The5ers provides an extensive $4,000,000 scaling plan with daily pause safety.
Funding Pips vs FundedNext
Evaluate ultra-low evaluation fees on cTrader versus FundedNext's 15% profit split during the challenge phase.
Primary Audit Sources & Public Records
Every factual assertion on this page is tethered to verifiable legal documentation, public corporate registries, or physical practitioner tests.
- [1]Funding Pips Official Trading Objectives & FAQOFFICIAL_RULES
Verified 8%/5% profit targets on 2-Step, 10% static max loss, 5% daily loss limit (UTC+3), and 0 minimum trading days.
Audited: 2026-09-25View Record - [2]Funding Pips General Customer & Trader AgreementOFFICIAL_RULES
Confirmed operating legal entity Funding Pips FZ-LLC, Dubai, UAE jurisdiction, and simulated demo account disclosures.
Audited: 2026-09-25View Record - [3]Funding Pips Macroeconomic News Trading GuidelinesOFFICIAL_RULES
Verified 5-minute pre/post red-folder restriction on funded Master accounts with exemption for trades opened >5 hours prior.
Audited: 2026-09-25View Record - [4]Funding Pips Reward & Payout Processing PolicyOFFICIAL_RULES
Verified official SLA of 1–3 business days via Rise, Crypto, and bank wire. First payout eligible on Tuesdays after reaching funded milestones.
Audited: 2026-09-25View Record
Rule Verification & Change History
Chronological record of verified operational adjustments, platform releases, and contractual policy updates recorded by Platform-Review monitors.
| Field / Parameter | Prior State | Verified Current State | Detected | Impact |
|---|---|---|---|---|
| Platform Availability Funding Pips Official Announcement | MetaTrader 5 only | cTrader, Match-Trader, and MetaTrader 5 | 2024-03-01 | POSITIVE |
| 1-Step Flex Model Launch Product Catalog Update | 2-Step Standard Only | 1-Step Flex, 2-Step Standard, and Zero Instant | 2024-08-15 | POSITIVE |
| Evaluation Fee Structure Pricing Architecture Audit | $100k account: $500 | $100k account: $399 (Lowest fee tier in industry) | 2024-11-01 | POSITIVE |